Dodge City, KS · Charter 67856
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.43% | 1.48% | 1.36% | 1.28% | 1.49% | +7 bps | |
| Return on Equity | 10.75% | 10.85% | 9.64% | 9.26% | 10.43% | -33 bps | |
| Net Interest Margin | 4.89% | 4.95% | 5.04% | 4.79% | 4.89% | 0 bps | |
| Efficiency Ratio | 73.45% | 72.87% | 74.32% | 77.54% | 74.09% | +64 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.20% | -1.59% | -1.94% | 1.19% | 2.28% | +547 bps | |
| Loan Growth (YoY) | 3.84% | 3.01% | -2.48% | -5.07% | -4.12% | -796 bps | |
| Share Growth (YoY) | -4.44% | -3.33% | -3.70% | -0.09% | 1.19% | +563 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.63% | 0.77% | 0.67% | 0.49% | 0.53% | -10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.26% | 13.65% | 14.11% | 13.80% | 14.32% | +105 bps | |
| Net Worth / Assets | 13.26% | 13.65% | 14.11% | 13.80% | 14.32% | +105 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 63.96% | 63.23% | 63.35% | 59.65% | 60.61% | -336 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |