Dodge City, KS · Charter 67856
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
63
Asset Quality
57
Profitability
87
Liquidity
71
Efficiency
62
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Dodge City, KS · Charter 67856
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.44% | 1.32% | 1.16% | 1.43% | 1.48% | 1.36% | 1.28% | 1.49% | +7 bps | |
| Return on Equity | 11.91% | 10.51% | 9.19% | 10.75% | 10.85% | 9.64% | 9.26% | 10.43% | -33 bps | |
| Net Interest Margin | 4.49% | 4.62% | 4.72% | 4.89% | 4.95% | 5.04% | 4.79% | 4.89% | 0 bps | |
| Efficiency Ratio | 74.16% | 76.32% | 76.16% | 73.45% | 72.87% | 74.32% | 77.54% | 74.09% | +64 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.66% | -4.79% | -5.12% | -3.20% | -1.59% | -1.94% | 1.19% | 2.28% | +547 bps | |
| Loan Growth (YoY) | -9.19% | -3.29% | 2.88% | 3.84% | 3.01% | -2.48% | -5.07% | -4.12% | -796 bps | |
| Share Growth (YoY) | -4.73% | -3.88% | -6.56% | -4.44% | -3.33% | -3.70% | -0.09% | 1.19% | +563 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.71% | 0.47% | 0.51% | 0.63% | 0.77% | 0.67% | 0.49% | 0.53% | -10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.12% | 12.51% | 12.63% | 13.26% | 13.65% | 14.11% | 13.80% | 14.32% | +105 bps | |
| Net Worth / Assets | 12.12% | 12.51% | 12.63% | 13.26% | 13.65% | 14.11% | 13.80% | 14.32% | +105 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 59.34% | 62.56% | 62.78% | 63.96% | 63.23% | 63.35% | 59.65% | 60.61% | -336 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Dodge City, KS · Charter 67856 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
Return on Assets
1.49%
Rank 248 of 1,683
Net Interest Margin
4.89%
Rank 169 of 1,683
Efficiency Ratio
74.09%
Rank 638 of 1,682
Equity / Assets
14.32%
Rank 623 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.49% | 0.35% | 0.74% | 1.18% | Beats 85% | 248 / 1,683 | ||
| Return on Equity | 10.42% | 2.67% | 5.89% | 8.74% | Beats 85% | 246 / 1,681 | ||
| Net Interest Margin | 4.89% | 3.31% | 3.82% | 4.32% | Beats 90% | 169 / 1,683 | ||
| Efficiency Ratio | 74.09% | 68.91% | 78.20% | 86.93% | Beats 62% | 638 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.53% | 0.26% | 0.65% | 1.29% | Beats 57% | 721 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 14.32% | 10.44% | 12.89% | 16.53% | Beats 63% | 623 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 14.32% | 10.44% | 12.89% | 16.53% | Beats 63% | 623 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 60.61% | 52.61% | 69.38% | 83.50% | 36th pctl | 1,083 / 1,683 | ||
| Loans / Assets | 51.46% | 44.71% | 59.18% | 70.72% | 36th pctl | 1,070 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||