Grinnell, KS · Charter 67855
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.55% | 0.61% | 0.65% | 0.93% | 0.88% | +33 bps | |
| Return on Equity | 3.18% | 3.59% | 3.86% | 5.56% | 5.35% | +217 bps | |
| Net Interest Margin | 1.89% | 1.87% | 1.86% | 2.03% | 1.96% | +7 bps | |
| Efficiency Ratio | 72.06% | 68.46% | 66.30% | 56.11% | 56.64% | -1,542 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.69% | 5.24% | 13.32% | 12.17% | 9.89% | +920 bps | |
| Loan Growth (YoY) | 35.13% | 16.61% | 4.90% | 10.89% | -2.96% | -3,809 bps | |
| Share Growth (YoY) | 0.07% | 5.54% | 15.44% | 13.81% | 10.88% | +1,081 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.95% | 0.00% | 1.80% | 1.64% | 0.00% | -95 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.83% | 2.93% | 3.16% | 3.05% | 2.92% | +9 bps | |
| Capital | |||||||
| Risk-Based Capital | 17.27% | 17.07% | 16.92% | 16.75% | 16.53% | -74 bps | |
| Net Worth / Assets | 17.27% | 17.07% | 16.92% | 16.75% | 16.53% | -74 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 31.95% | 30.11% | 27.28% | 27.50% | 27.96% | -399 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |