Lesco
Latrobe, PA · Charter 6785 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 2 branches
Q2 2026
$134.7MAssets
$23.2MLoans
$114.6MShares
$20.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 95% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 5 of 78).
- Widest gap: net interest margin trails 92% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 72 of 78).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.29%
Rank 22 of 78
Net Interest Margin
2.19%
Rank 72 of 78
Efficiency Ratio
51.76%
Rank 5 of 78
Equity / Assets
14.86%
Rank 40 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.29% | 0.37% | 0.83% | 1.31% | Beats 72% | 22 / 78 | |
| Return on Equity | 8.69% | 1.73% | 5.71% | 9.08% | Beats 68% | 25 / 78 | |
| Net Interest Margin | 2.19% | 3.17% | 3.63% | 4.21% | Beats 8% | 72 / 78 | |
| Efficiency Ratio | 51.76% | 65.01% | 78.15% | 89.28% | Beats 95% | 5 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.36% | 0.40% | 0.84% | 1.97% | Beats 33% | 53 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.86% | 12.42% | 15.10% | 18.27% | Beats 49% | 40 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.86% | 12.42% | 15.10% | 18.27% | Beats 49% | 40 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 20.20% | 34.83% | 50.41% | 71.84% | 3rd pctl | 76 / 78 | |
| Loans / Assets | 17.19% | 29.34% | 41.02% | 56.96% | 5th pctl | 74 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |