PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Darex

Cambridge, MA · Charter 67839

Q2 1995

$3.2MAssets
$2.1MLoans
$2.9MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.78%.
  • Asset quality: problem loans at 0.80% of loans.
  • Funding: loans stand at 71.11% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

2.78%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets2.06%2.64%2.78%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.31%1.06%0.80%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans1.69%1.59%1.74%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares52.81%74.49%71.11%n/a
Liquid Assets / Assets28.04%6.71%26.79%n/a