Dorchester, MA · Charter 67837
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.98% | 1.01% | 1.09% | 0.79% | 0.75% | -23 bps | |
| Return on Equity | 7.78% | 7.96% | 8.38% | 6.11% | 5.83% | -196 bps | |
| Net Interest Margin | 3.28% | 3.28% | 3.31% | 3.26% | 3.27% | -1 bps | |
| Efficiency Ratio | 71.17% | 70.71% | 69.54% | 77.38% | 77.87% | +670 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.60% | 5.35% | 4.56% | 4.17% | 4.94% | +234 bps | |
| Loan Growth (YoY) | 1.70% | 3.78% | 3.69% | 1.95% | 1.66% | -5 bps | |
| Share Growth (YoY) | 2.04% | 5.12% | 4.06% | 3.68% | 5.04% | +300 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.84% | 0.66% | 0.82% | 0.39% | 0.68% | -16 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.59% | 12.64% | 12.95% | 12.86% | 12.93% | +34 bps | |
| Net Worth / Assets | 12.59% | 12.64% | 12.95% | 12.86% | 12.93% | +34 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 95.52% | 95.88% | 96.82% | 93.42% | 92.45% | -307 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |