Boston Firefighters
Dorchester, MA · Charter 67837 · Peer group: credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=66)
NCUA · 2 branches
Q2 2026
$452.6MAssets
$352.2MLoans
$381.0MShares
$58.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 65% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 23 of 66).
- Widest gap: nonperforming loans / loans trails 61% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 41 of 66).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.75%
Rank 25 of 66
Net Interest Margin
3.27%
Rank 33 of 66
Efficiency Ratio
77.87%
Rank 30 of 66
Equity / Assets
12.93%
Rank 38 of 66
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.75% | 0.38% | 0.59% | 1.00% | Beats 62% | 25 / 66 | | |
| Return on Equity | 5.83% | 2.62% | 4.89% | 6.39% | Beats 65% | 23 / 66 | | |
| Net Interest Margin | 3.27% | 2.83% | 3.27% | 3.84% | Beats 50% | 33 / 66 | | |
| Efficiency Ratio | 77.87% | 68.43% | 80.15% | 87.18% | Beats 56% | 30 / 66 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.68% | 0.08% | 0.48% | 1.18% | Beats 39% | 41 / 66 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.93% | 9.84% | 13.79% | 17.21% | Beats 42% | 38 / 66 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.93% | 9.84% | 13.79% | 17.21% | Beats 42% | 38 / 66 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.45% | 50.73% | 71.54% | 81.61% | 88th pctl | 8 / 66 | | |
| Loans / Assets | 77.83% | 40.53% | 57.05% | 68.92% | 88th pctl | 8 / 66 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |