Trans Texas Southwest
San Angelo, TX · Charter 67835 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 2 branches
Q2 2026
$51.0MAssets
$34.2MLoans
$44.1MShares
$6.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 75% of credit unions under $1B in assets in TX (rank 59 of 235).
- Widest gap: equity / assets trails 58% of credit unions under $1B in assets in TX (rank 136 of 235).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.67%
Rank 108 of 235
Net Interest Margin
4.35%
Rank 59 of 235
Efficiency Ratio
82.47%
Rank 124 of 235
Equity / Assets
13.33%
Rank 136 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.67% | 0.17% | 0.57% | 1.10% | Beats 54% | 108 / 235 | |
| Return on Equity | 5.00% | 1.03% | 4.30% | 7.58% | Beats 57% | 102 / 235 | |
| Net Interest Margin | 4.35% | 3.32% | 3.89% | 4.35% | Beats 75% | 59 / 235 | |
| Efficiency Ratio | 82.47% | 70.60% | 82.00% | 91.57% | Beats 48% | 124 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.54% | 0.20% | 0.59% | 1.14% | Beats 53% | 112 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.33% | 11.30% | 14.41% | 19.49% | Beats 42% | 136 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.33% | 11.30% | 14.41% | 19.49% | Beats 42% | 136 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 77.73% | 54.18% | 67.38% | 81.66% | 69th pctl | 72 / 235 | |
| Loans / Assets | 67.09% | 43.80% | 56.63% | 68.64% | 74th pctl | 62 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |