Allen Hospital Personnel
Waterloo, IA · Charter 67831 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$6.0MAssets
$3.2MLoans
$4.9MShares
$1.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 92% of credit unions under $1B in assets (rank 142 of 1683).
- Widest gap: return on equity trails 73% of credit unions under $1B in assets (rank 1232 of 1681).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.53%
Rank 1,091 of 1,683
Net Interest Margin
5.01%
Rank 142 of 1,683
Efficiency Ratio
82.74%
Rank 1,071 of 1,682
Equity / Assets
18.53%
Rank 303 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.53% | 0.35% | 0.74% | 1.18% | Beats 35% | 1,091 / 1,683 | | |
| Return on Equity | 2.86% | 2.67% | 5.89% | 8.74% | Beats 27% | 1,232 / 1,681 | | |
| Net Interest Margin | 5.01% | 3.31% | 3.82% | 4.32% | Beats 92% | 142 / 1,683 | | |
| Efficiency Ratio | 82.74% | 68.91% | 78.20% | 86.93% | Beats 36% | 1,071 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.16% | 0.26% | 0.65% | 1.29% | Beats 28% | 1,206 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.53% | 10.44% | 12.89% | 16.53% | Beats 82% | 303 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.53% | 10.44% | 12.89% | 16.53% | Beats 82% | 303 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 65.27% | 52.61% | 69.38% | 83.50% | 42nd pctl | 973 / 1,683 | | |
| Loans / Assets | 52.89% | 44.71% | 59.18% | 70.72% | 39th pctl | 1,028 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |