Hutchinson Postal & Community
Hutchinson, KS · Charter 67829 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.2MAssets
$3.5MLoans
$4.2MShares
$910KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 99% of credit unions under $1B in assets (rank 23 of 1683).
- Widest gap: return on equity trails 92% of credit unions under $1B in assets (rank 1544 of 1681).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.31%
Rank 1,552 of 1,683
Net Interest Margin
6.42%
Rank 23 of 1,683
Efficiency Ratio
91.63%
Rank 1,428 of 1,682
Equity / Assets
17.60%
Rank 352 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.31% | 0.35% | 0.74% | 1.18% | Beats 8% | 1,552 / 1,683 | |
| Return on Equity | -1.76% | 2.67% | 5.89% | 8.74% | Beats 8% | 1,544 / 1,681 | |
| Net Interest Margin | 6.42% | 3.31% | 3.82% | 4.32% | Beats 99% | 23 / 1,683 | |
| Efficiency Ratio | 91.63% | 68.91% | 78.20% | 86.93% | Beats 15% | 1,428 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.85% | 0.26% | 0.65% | 1.29% | Beats 41% | 991 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.61% | 10.44% | 12.89% | 16.53% | Beats 79% | 352 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.60% | 10.44% | 12.89% | 16.53% | Beats 79% | 352 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 83.70% | 52.61% | 69.38% | 83.50% | 75th pctl | 416 / 1,683 | |
| Loans / Assets | 68.52% | 44.71% | 59.18% | 70.72% | 71st pctl | 495 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |