Coffeyville, KS · Charter 67828
Q1 2015
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q1 2014 | Q2 2014 | Q3 2014 | Q4 2014 | Q1 2015 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -51.11% | -26.32% | -17.63% | -13.27% | 0.05% | +5,116 bps | |
| Return on Equity | -620% | -300% | -199.62% | -144.03% | 0.54% | +62,066 bps | |
| Net Interest Margin | 2.62% | 3.03% | 3.26% | 3.32% | 4.56% | +194 bps | |
| Efficiency Ratio | n/a | n/a | n/a | 2655% | 98.82% | n/a | |
| Growth | |||||||
| Asset Growth (YoY) | -12.71% | -14.50% | -16.12% | -17.20% | -13.40% | -69 bps | |
| Loan Growth (YoY) | -20.95% | -31.70% | -18.39% | -17.19% | -16.11% | +484 bps | |
| Share Growth (YoY) | -1.86% | -3.87% | -6.14% | -7.58% | -15.00% | -1,314 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 12.78% | 9.08% | 7.38% | 7.90% | 8.64% | -415 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.58% | 0.53% | 0.55% | 5.26% | +526 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.24% | 8.76% | 8.83% | 9.21% | 9.96% | +172 bps | |
| Net Worth / Assets | 8.24% | 8.76% | 8.83% | 9.21% | 9.96% | +172 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 67.09% | 64.88% | 72.34% | 73.17% | 66.21% | -88 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |