Coffeyville, KS · Charter 67822
Q2 2000
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q4 1996 | Q2 1997 | Q4 1997 | Q2 1998 | Q4 1998 | Q2 1999 | Q4 1999 | Q2 2000 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 4.15% | 5.18% | 5.26% | 5.06% | 4.85% | 4.60% | 1.01% | 0.00% | -506 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | 2.60% | 0.00% | n/a | |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | 62.75% | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.03% | 1.95% | 4.87% | -0.31% | -3.89% | 1.72% | 0.70% | -97.85% | -9,754 bps | |
| Loan Growth (YoY) | 44.19% | 53.45% | 21.02% | 44.82% | -11.92% | -28.35% | -84.01% | -100.00% | -14,482 bps | |
| Share Growth (YoY) | 2.82% | -1.69% | 2.13% | -1.41% | -3.66% | 0.38% | -0.39% | -100.00% | -9,859 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.40% | 0.00% | 22.21% | 0.00% | 0.00% | 6.47% | 0.00% | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.23% | 3.18% | 3.82% | 3.85% | 3.99% | 4.62% | 23.91% | n/a | n/a | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 57.58% | 66.28% | 56.22% | 57.47% | 52.65% | 47.31% | 9.02% | n/a | n/a | |
| Liquid Assets / Assets | 50.43% | 43.58% | 50.37% | 48.19% | 49.49% | 57.71% | 39.68% | 0.00% | -4,819 bps | |