Glasco, KS · Charter 67812
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.16% | 0.02% | -0.02% | 0.08% | 0.20% | +36 bps | |
| Return on Equity | -0.86% | 0.12% | -0.10% | 0.43% | 1.08% | +193 bps | |
| Net Interest Margin | 2.94% | 3.25% | 3.18% | 3.49% | 3.67% | +73 bps | |
| Efficiency Ratio | 104.97% | 97.99% | 95.67% | 86.69% | 84.48% | -2,049 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.83% | 2.29% | 2.09% | -3.12% | 1.54% | +338 bps | |
| Loan Growth (YoY) | -3.75% | -5.13% | -4.64% | 2.46% | 0.82% | +457 bps | |
| Share Growth (YoY) | -2.86% | 2.18% | 2.36% | -3.85% | 1.77% | +463 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 4.27% | 2.57% | 6.84% | 5.95% | 2.93% | -134 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 3.06% | 0.98% | 1.22% | 1.29% | 1.38% | -167 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.70% | 18.95% | 18.04% | 18.62% | 18.57% | -12 bps | |
| Net Worth / Assets | 18.70% | 18.95% | 18.04% | 18.62% | 18.57% | -12 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 96.18% | 93.53% | 84.64% | 92.87% | 95.28% | -90 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |