Knox Co. Employees
Knoxville, TN · Charter 67793 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$12.5MAssets
$6.2MLoans
$10.1MShares
$2.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 89% of credit unions under $1B in assets (rank 180 of 1682).
- Widest gap: return on equity trails 31% of credit unions under $1B in assets (rank 515 of 1681).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.50%
Rank 242 of 1,683
Net Interest Margin
4.65%
Rank 265 of 1,683
Efficiency Ratio
70.12%
Rank 459 of 1,682
Equity / Assets
18.82%
Rank 281 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.50% | 0.35% | 0.74% | 1.18% | Beats 86% | 242 / 1,683 | |
| Return on Equity | 7.99% | 2.67% | 5.89% | 8.74% | Beats 69% | 515 / 1,681 | |
| Net Interest Margin | 4.65% | 3.31% | 3.82% | 4.32% | Beats 84% | 265 / 1,683 | |
| Efficiency Ratio | 70.12% | 68.91% | 78.20% | 86.93% | Beats 73% | 459 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.05% | 0.26% | 0.65% | 1.29% | Beats 89% | 180 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.82% | 10.44% | 12.89% | 16.53% | Beats 83% | 281 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.82% | 10.44% | 12.89% | 16.53% | Beats 83% | 281 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 61.48% | 52.61% | 69.38% | 83.50% | 37th pctl | 1,066 / 1,683 | |
| Loans / Assets | 49.66% | 44.71% | 59.18% | 70.72% | 33rd pctl | 1,132 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |