Employee Resources
Lawrenceburg, TN · Charter 67789 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 6 branches
Q2 2026
$185.5MAssets
$148.7MLoans
$167.6MShares
$17.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 59% of credit unions under $1B in assets (rank 694 of 1682).
- Widest gap: equity / assets trails 85% of credit unions under $1B in assets (rank 1432 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.54%
Rank 1,079 of 1,683
Net Interest Margin
3.79%
Rank 871 of 1,683
Efficiency Ratio
75.38%
Rank 694 of 1,682
Equity / Assets
9.46%
Rank 1,432 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.54% | 0.35% | 0.74% | 1.18% | Beats 36% | 1,079 / 1,683 | | |
| Return on Equity | 5.74% | 2.67% | 5.89% | 8.74% | Beats 48% | 866 / 1,681 | | |
| Net Interest Margin | 3.79% | 3.31% | 3.82% | 4.32% | Beats 48% | 871 / 1,683 | | |
| Efficiency Ratio | 75.38% | 68.91% | 78.20% | 86.93% | Beats 59% | 694 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.58% | 0.26% | 0.65% | 1.29% | Beats 54% | 771 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.46% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,432 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.46% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,432 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 88.71% | 52.61% | 69.38% | 83.50% | 84th pctl | 266 / 1,683 | | |
| Loans / Assets | 80.16% | 44.71% | 59.18% | 70.72% | 92nd pctl | 134 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |