City Employees
Knoxville, TN · Charter 67778 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$115.3MAssets
$61.6MLoans
$87.2MShares
$26.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 96% of credit unions under $1B in assets (rank 68 of 1682).
- Widest gap: net interest margin trails 46% of credit unions under $1B in assets (rank 769 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.50%
Rank 246 of 1,683
Net Interest Margin
3.89%
Rank 769 of 1,683
Efficiency Ratio
51.02%
Rank 68 of 1,682
Equity / Assets
23.08%
Rank 138 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.50% | 0.35% | 0.74% | 1.18% | Beats 85% | 246 / 1,683 | |
| Return on Equity | 6.49% | 2.67% | 5.89% | 8.74% | Beats 56% | 740 / 1,681 | |
| Net Interest Margin | 3.89% | 3.31% | 3.82% | 4.32% | Beats 54% | 769 / 1,683 | |
| Efficiency Ratio | 51.02% | 68.91% | 78.20% | 86.93% | Beats 96% | 68 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.47% | 0.26% | 0.65% | 1.29% | Beats 62% | 647 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 23.08% | 10.44% | 12.89% | 16.53% | Beats 92% | 138 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 23.08% | 10.44% | 12.89% | 16.53% | Beats 92% | 138 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 70.62% | 52.61% | 69.38% | 83.50% | 52nd pctl | 805 / 1,683 | |
| Loans / Assets | 53.41% | 44.71% | 59.18% | 70.72% | 40th pctl | 1,018 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |