Saint Louis, MO · Charter 67770
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.07% | 1.03% | 0.99% | 0.67% | 0.80% | -27 bps | |
| Return on Equity | 11.13% | 10.53% | 10.24% | 6.96% | 8.23% | -290 bps | |
| Net Interest Margin | 3.38% | 3.41% | 3.34% | 3.52% | 3.48% | +10 bps | |
| Efficiency Ratio | 73.66% | 73.71% | 73.76% | 81.90% | 77.77% | +411 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.07% | 6.62% | 7.20% | 8.15% | 7.99% | +291 bps | |
| Loan Growth (YoY) | 2.98% | 6.36% | 7.18% | 11.07% | 15.05% | +1,206 bps | |
| Share Growth (YoY) | 5.06% | 6.06% | 7.53% | 8.40% | 8.28% | +322 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.22% | 0.37% | 0.36% | 0.21% | 0.24% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.62% | 9.75% | 9.68% | 9.70% | 9.76% | +14 bps | |
| Net Worth / Assets | 9.62% | 9.75% | 9.68% | 9.70% | 9.76% | +14 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 68.71% | 69.64% | 70.20% | 72.83% | 73.00% | +429 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |