Martin County Cooperative
Loogootee, IN · Charter 67762 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$24.6MAssets
$20.2MLoans
$20.5MShares
$4.1MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 97% of credit unions under $1B in assets (rank 59 of 1682).
- Widest gap: nonperforming loans / loans trails 91% of credit unions under $1B in assets (rank 1531 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.71%
Rank 161 of 1,683
Net Interest Margin
3.41%
Rank 1,192 of 1,683
Efficiency Ratio
49.43%
Rank 59 of 1,682
Equity / Assets
16.62%
Rank 416 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.71% | 0.35% | 0.74% | 1.18% | Beats 90% | 161 / 1,683 | | |
| Return on Equity | 10.31% | 2.67% | 5.89% | 8.74% | Beats 85% | 255 / 1,681 | | |
| Net Interest Margin | 3.41% | 3.31% | 3.82% | 4.32% | Beats 29% | 1,192 / 1,683 | | |
| Efficiency Ratio | 49.43% | 68.91% | 78.20% | 86.93% | Beats 97% | 59 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.74% | 0.26% | 0.65% | 1.29% | Beats 9% | 1,531 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.62% | 10.44% | 12.89% | 16.53% | Beats 75% | 416 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.62% | 10.44% | 12.89% | 16.53% | Beats 75% | 416 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 98.47% | 52.61% | 69.38% | 83.50% | 96th pctl | 71 / 1,683 | | |
| Loans / Assets | 82.06% | 44.71% | 59.18% | 70.72% | 94th pctl | 98 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |