Longview, TX · Charter 67761
NCUA · 22 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.66% | 1.74% | 1.81% | 1.64% | 1.78% | +12 bps | |
| Return on Equity | 8.81% | 9.18% | 9.46% | 8.66% | 9.19% | +38 bps | |
| Net Interest Margin | 3.73% | 3.71% | 3.70% | 3.66% | 3.75% | +3 bps | |
| Efficiency Ratio | 60.66% | 59.40% | 58.04% | 56.06% | 56.76% | -390 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.19% | 5.10% | 6.04% | 9.74% | 7.29% | +111 bps | |
| Loan Growth (YoY) | 9.51% | 7.11% | 6.49% | 4.52% | 5.15% | -436 bps | |
| Share Growth (YoY) | 6.02% | 4.06% | 4.52% | 9.98% | 6.67% | +65 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.41% | 0.49% | 0.48% | 0.23% | 0.41% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.87% | 18.91% | 19.09% | 18.94% | 19.39% | +52 bps | |
| Net Worth / Assets | 18.87% | 18.91% | 19.09% | 18.94% | 19.39% | +52 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 86.16% | 85.78% | 85.24% | 82.70% | 84.93% | -123 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |