East Texas Professional
Longview, TX · Charter 67761 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 22 branches
Q2 2026
$1.4BAssets
$977.1MLoans
$1.2BShares
$280.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 98% of credit unions $1B-$10B in assets (rank 10 of 435).
- Widest gap: return on equity trails 30% of credit unions $1B-$10B in assets (rank 129 of 435).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.78%
Rank 13 of 435
Net Interest Margin
3.75%
Rank 107 of 435
Efficiency Ratio
56.76%
Rank 32 of 435
Equity / Assets
19.39%
Rank 10 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.78% | 0.55% | 0.81% | 1.14% | Beats 97% | 13 / 435 | |
| Return on Equity | 9.19% | 5.12% | 7.41% | 9.70% | Beats 70% | 129 / 435 | |
| Net Interest Margin | 3.75% | 3.01% | 3.39% | 3.75% | Beats 75% | 107 / 435 | |
| Efficiency Ratio | 56.76% | 65.25% | 71.39% | 77.86% | Beats 93% | 32 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.45% | 0.69% | 1.05% | Beats 78% | 96 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.39% | 9.81% | 10.84% | 12.63% | Beats 98% | 10 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.39% | 9.81% | 10.84% | 12.63% | Beats 98% | 10 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 84.93% | 78.33% | 88.38% | 95.61% | 41st pctl | 258 / 435 | |
| Loans / Assets | 67.55% | 67.69% | 74.58% | 80.80% | 24th pctl | 330 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |