Longview, TX · Charter 67761
NCUA · 22 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
98
Asset Quality
78
Profitability
81
Liquidity
85
Efficiency
93
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Longview, TX · Charter 67761
NCUA · 22 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.75% | 1.67% | 1.72% | 1.66% | 1.74% | 1.81% | 1.64% | 1.78% | +12 bps | |
| Return on Equity | 9.60% | 9.08% | 9.10% | 8.81% | 9.18% | 9.46% | 8.66% | 9.19% | +38 bps | |
| Net Interest Margin | 3.67% | 3.64% | 3.72% | 3.73% | 3.71% | 3.70% | 3.66% | 3.75% | +3 bps | |
| Efficiency Ratio | 59.79% | 60.28% | 59.10% | 60.66% | 59.40% | 58.04% | 56.06% | 56.76% | -390 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 14.08% | 10.50% | 4.92% | 6.19% | 5.10% | 6.04% | 9.74% | 7.29% | +111 bps | |
| Loan Growth (YoY) | 15.48% | 14.19% | 14.12% | 9.51% | 7.11% | 6.49% | 4.52% | 5.15% | -436 bps | |
| Share Growth (YoY) | 15.12% | 11.85% | 4.19% | 6.02% | 4.06% | 4.52% | 9.98% | 6.67% | +65 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.33% | 0.32% | 0.15% | 0.41% | 0.49% | 0.48% | 0.23% | 0.41% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 18.20% | 18.40% | 18.91% | 18.87% | 18.91% | 19.09% | 18.94% | 19.39% | +52 bps | |
| Net Worth / Assets | 18.20% | 18.40% | 18.91% | 18.87% | 18.91% | 19.09% | 18.94% | 19.39% | +52 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 83.35% | 83.67% | 87.01% | 86.16% | 85.78% | 85.24% | 82.70% | 84.93% | -123 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Longview, TX · Charter 67761 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 22 branches
Q2 2026
Return on Assets
1.78%
Rank 13 of 435
Net Interest Margin
3.75%
Rank 107 of 435
Efficiency Ratio
56.76%
Rank 32 of 435
Equity / Assets
19.39%
Rank 10 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.78% | 0.55% | 0.81% | 1.14% | Beats 97% | 13 / 435 | ||
| Return on Equity | 9.19% | 5.12% | 7.41% | 9.70% | Beats 70% | 129 / 435 | ||
| Net Interest Margin | 3.75% | 3.01% | 3.39% | 3.75% | Beats 75% | 107 / 435 | ||
| Efficiency Ratio | 56.76% | 65.25% | 71.39% | 77.86% | Beats 93% | 32 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.41% | 0.45% | 0.69% | 1.05% | Beats 78% | 96 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 19.39% | 9.81% | 10.84% | 12.63% | Beats 98% | 10 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 19.39% | 9.81% | 10.84% | 12.63% | Beats 98% | 10 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 84.93% | 78.33% | 88.38% | 95.61% | 41st pctl | 258 / 435 | ||
| Loans / Assets | 67.55% | 67.69% | 74.58% | 80.80% | 24th pctl | 330 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||