Hixson, TN · Charter 67747
NCUA · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
14
Asset Quality
22
Profitability
31
Liquidity
0
Efficiency
26
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Hixson, TN · Charter 67747
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.51% | 0.24% | -0.31% | -0.13% | -0.22% | -0.26% | -0.45% | 0.00% | +13 bps | |
| Return on Equity | 4.92% | 2.43% | -3.05% | -1.31% | -2.21% | -2.72% | -4.77% | 0.02% | +134 bps | |
| Net Interest Margin | 3.86% | 3.98% | 4.49% | 4.50% | 4.49% | 4.68% | 4.16% | 4.20% | -30 bps | |
| Efficiency Ratio | 79.88% | 82.77% | 91.85% | 88.58% | 88.45% | 86.19% | 88.05% | 86.70% | -188 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 8.88% | 4.85% | 2.17% | 0.12% | -0.26% | -2.36% | -0.43% | 0.74% | +63 bps | |
| Loan Growth (YoY) | 17.55% | 9.65% | 3.21% | -2.53% | -3.92% | -2.33% | -2.90% | 6.02% | +856 bps | |
| Share Growth (YoY) | 9.51% | 4.70% | 5.63% | 4.90% | 4.45% | 0.63% | 0.53% | 1.36% | -354 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.86% | 0.53% | 0.61% | 0.56% | 0.63% | 1.06% | 1.21% | 1.46% | +90 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.45% | 10.06% | 10.05% | 10.00% | 9.80% | 9.67% | 9.44% | 9.37% | -62 bps | |
| Net Worth / Assets | 10.45% | 10.06% | 10.05% | 10.00% | 9.80% | 9.67% | 9.44% | 9.37% | -62 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 97.07% | 93.88% | 89.94% | 89.58% | 89.30% | 91.13% | 86.87% | 93.69% | +411 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Hixson, TN · Charter 67747 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
Return on Assets
0.00%
Rank 1,477 of 1,683
Net Interest Margin
4.20%
Rank 509 of 1,683
Efficiency Ratio
86.69%
Rank 1,253 of 1,682
Equity / Assets
9.37%
Rank 1,453 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.00% | 0.35% | 0.74% | 1.18% | Beats 12% | 1,477 / 1,683 | ||
| Return on Equity | 0.03% | 2.67% | 5.89% | 8.74% | Beats 12% | 1,476 / 1,681 | ||
| Net Interest Margin | 4.20% | 3.31% | 3.82% | 4.32% | Beats 70% | 509 / 1,683 | ||
| Efficiency Ratio | 86.69% | 68.91% | 78.20% | 86.93% | Beats 26% | 1,253 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.46% | 0.26% | 0.65% | 1.29% | Beats 22% | 1,312 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.37% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,453 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 9.37% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,453 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 93.69% | 52.61% | 69.38% | 83.50% | 92nd pctl | 142 / 1,683 | ||
| Loans / Assets | 84.37% | 44.71% | 59.18% | 70.72% | 97th pctl | 53 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||