Missouri Electric Cooperatives Empl
Jefferson City, MO · Charter 67739 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$396.8MAssets
$231.7MLoans
$344.0MShares
$44.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 97% of credit unions under $1B in assets (rank 46 of 1682).
- Widest gap: net interest margin trails 98% of credit unions under $1B in assets (rank 1644 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.37%
Rank 307 of 1,683
Net Interest Margin
2.23%
Rank 1,644 of 1,683
Efficiency Ratio
46.48%
Rank 46 of 1,682
Equity / Assets
11.32%
Rank 1,099 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.37% | 0.35% | 0.74% | 1.18% | Beats 82% | 307 / 1,683 | | |
| Return on Equity | 12.08% | 2.67% | 5.89% | 8.74% | Beats 92% | 137 / 1,681 | | |
| Net Interest Margin | 2.23% | 3.31% | 3.82% | 4.32% | Beats 2% | 1,644 / 1,683 | | |
| Efficiency Ratio | 46.48% | 68.91% | 78.20% | 86.93% | Beats 97% | 46 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.26% | 0.65% | 1.29% | Beats 84% | 272 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.32% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,099 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.32% | 10.44% | 12.89% | 16.53% | Beats 35% | 1,099 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 67.34% | 52.61% | 69.38% | 83.50% | 46th pctl | 910 / 1,683 | | |
| Loans / Assets | 58.39% | 44.71% | 59.18% | 70.72% | 48th pctl | 869 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |