Lakeside
New Johnsonvill, TN · Charter 67713 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$44.7MAssets
$21.6MLoans
$37.0MShares
$7.6MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 79% of credit unions under $1B in assets (rank 355 of 1683).
- Widest gap: nonperforming loans / loans trails 44% of credit unions under $1B in assets (rank 746 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.29%
Rank 355 of 1,683
Net Interest Margin
4.24%
Rank 473 of 1,683
Efficiency Ratio
68.99%
Rank 426 of 1,682
Equity / Assets
16.92%
Rank 393 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.29% | 0.35% | 0.74% | 1.18% | Beats 79% | 355 / 1,683 | | |
| Return on Equity | 7.60% | 2.67% | 5.89% | 8.74% | Beats 66% | 571 / 1,681 | | |
| Net Interest Margin | 4.24% | 3.31% | 3.82% | 4.32% | Beats 72% | 473 / 1,683 | | |
| Efficiency Ratio | 68.99% | 68.91% | 78.20% | 86.93% | Beats 75% | 426 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.56% | 0.26% | 0.65% | 1.29% | Beats 56% | 746 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.92% | 10.44% | 12.89% | 16.53% | Beats 77% | 393 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.92% | 10.44% | 12.89% | 16.53% | Beats 77% | 393 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 58.26% | 52.61% | 69.38% | 83.50% | 33rd pctl | 1,134 / 1,683 | | |
| Loans / Assets | 48.29% | 44.71% | 59.18% | 70.72% | 31st pctl | 1,164 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |