Quincy
Quincy, MA · Charter 67709 · Peer group: credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=66)
NCUA · 3 branches
Q2 2026
$729.4MAssets
$469.1MLoans
$645.8MShares
$106.3MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 65% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 23 of 66).
- Widest gap: net interest margin trails 74% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 49 of 66).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.81%
Rank 23 of 66
Net Interest Margin
2.84%
Rank 49 of 66
Efficiency Ratio
76.26%
Rank 25 of 66
Equity / Assets
14.57%
Rank 31 of 66
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.81% | 0.38% | 0.59% | 1.00% | Beats 65% | 23 / 66 | | |
| Return on Equity | 5.57% | 2.62% | 4.89% | 6.39% | Beats 62% | 25 / 66 | | |
| Net Interest Margin | 2.84% | 2.83% | 3.27% | 3.84% | Beats 26% | 49 / 66 | | |
| Efficiency Ratio | 76.26% | 68.43% | 80.15% | 87.18% | Beats 64% | 25 / 66 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.75% | 0.08% | 0.48% | 1.18% | Beats 38% | 42 / 66 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.57% | 9.84% | 13.79% | 17.21% | Beats 53% | 31 / 66 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.57% | 9.84% | 13.79% | 17.21% | Beats 53% | 31 / 66 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.65% | 50.73% | 71.54% | 81.61% | 55th pctl | 30 / 66 | | |
| Loans / Assets | 64.32% | 40.53% | 57.05% | 68.92% | 65th pctl | 23 / 66 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |