Dexter, MO · Charter 67703
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.21% | 0.10% | 0.43% | 0.47% | 0.57% | 0.64% | 0.11% | 0.65% | +18 bps | |
| Return on Equity | 1.64% | 0.78% | 3.38% | 3.87% | 4.61% | 5.12% | 0.96% | 5.55% | +167 bps | |
| Net Interest Margin | 1.59% | 1.41% | 1.63% | 1.60% | 1.64% | 1.69% | 1.54% | 1.50% | -10 bps | |
| Efficiency Ratio | 74.58% | 83.48% | 64.38% | 68.74% | 63.43% | 61.97% | 69.41% | 73.66% | +493 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.10% | 2.19% | 1.02% | 6.15% | 6.82% | 5.68% | 10.72% | 9.89% | +374 bps | |
| Loan Growth (YoY) | -0.52% | 0.87% | 3.86% | 2.38% | 9.00% | 8.56% | 5.03% | 8.82% | +644 bps | |
| Share Growth (YoY) | -0.41% | 2.37% | 0.99% | 6.63% | 7.13% | 5.73% | 11.59% | 8.65% | +202 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.24% | +24 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.07% | 0.06% | 0.13% | 0.12% | 0.11% | 0.13% | 0.31% | 0.10% | -1 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.70% | 12.49% | 12.60% | 12.05% | 12.26% | 12.47% | 11.93% | 11.66% | -39 bps | |
| Net Worth / Assets | 12.70% | 12.49% | 12.60% | 12.05% | 12.26% | 12.47% | 11.93% | 11.66% | -39 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 93.78% | 91.63% | 94.25% | 90.52% | 95.42% | 94.08% | 88.71% | 90.66% | +14 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |