Highway Alliance
Jefferson city, MO · Charter 67700 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$29.5MAssets
$16.4MLoans
$26.1MShares
$3.4MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 77% of credit unions under $1B in assets (rank 389 of 1682).
- Widest gap: net interest margin trails 82% of credit unions under $1B in assets (rank 1375 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.96%
Rank 631 of 1,683
Net Interest Margin
3.12%
Rank 1,375 of 1,683
Efficiency Ratio
67.83%
Rank 389 of 1,682
Equity / Assets
11.47%
Rank 1,083 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.96% | 0.35% | 0.74% | 1.18% | Beats 63% | 631 / 1,683 | |
| Return on Equity | 8.34% | 2.67% | 5.89% | 8.74% | Beats 72% | 468 / 1,681 | |
| Net Interest Margin | 3.12% | 3.31% | 3.82% | 4.32% | Beats 18% | 1,375 / 1,683 | |
| Efficiency Ratio | 67.83% | 68.91% | 78.20% | 86.93% | Beats 77% | 389 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.26% | 0.65% | 1.29% | Beats 43% | 956 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.47% | 10.44% | 12.89% | 16.53% | Beats 36% | 1,083 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.47% | 10.44% | 12.89% | 16.53% | Beats 36% | 1,083 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 62.78% | 52.61% | 69.38% | 83.50% | 39th pctl | 1,024 / 1,683 | |
| Loans / Assets | 55.45% | 44.71% | 59.18% | 70.72% | 42nd pctl | 968 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |