PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Santa Fe Employees Credit Union

Galveston, TX · Charter 67697

Q4 1994

$1.2MAssets
$664KLoans
$1.0MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.38%.
  • Asset quality: problem loans at 1.08% of loans.
  • Funding: loans stand at 63.34% of shares as of Q4 1994.

Financial Results

Return on Assets (YTD, annualized)

3.38%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994YoY ΔTrend
Earnings
Return on Assets3.24%3.38%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans2.61%1.08%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans2.37%2.51%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares64.84%63.34%n/a
Liquid Assets / Assets39.64%41.18%n/a