Academic Employees
Columbia, MO · Charter 67695 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$17.2MAssets
$8.6MLoans
$15.8MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 99% of credit unions under $1B in assets (rank 16 of 1681).
- Widest gap: equity / assets trails 98% of credit unions under $1B in assets (rank 1652 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.35%
Rank 318 of 1,683
Net Interest Margin
4.80%
Rank 207 of 1,683
Efficiency Ratio
66.45%
Rank 345 of 1,682
Equity / Assets
7.45%
Rank 1,652 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.35% | 0.35% | 0.74% | 1.18% | Beats 81% | 318 / 1,683 | |
| Return on Equity | 18.14% | 2.67% | 5.89% | 8.74% | Beats 99% | 16 / 1,681 | |
| Net Interest Margin | 4.80% | 3.31% | 3.82% | 4.32% | Beats 88% | 207 / 1,683 | |
| Efficiency Ratio | 66.45% | 68.91% | 78.20% | 86.93% | Beats 80% | 345 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.90% | 0.26% | 0.65% | 1.29% | Beats 38% | 1,045 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.45% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,652 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.45% | 10.44% | 12.89% | 16.53% | Beats 2% | 1,652 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 54.23% | 52.61% | 69.38% | 83.50% | 27th pctl | 1,231 / 1,683 | |
| Loans / Assets | 49.91% | 44.71% | 59.18% | 70.72% | 33rd pctl | 1,127 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |