Macon Firemen's
Macon, GA · Charter 67687 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$5.9MAssets
$3.8MLoans
$4.3MShares
$1.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 96% of credit unions under $1B in assets (rank 73 of 1683).
- Widest gap: nonperforming loans / loans trails 44% of credit unions under $1B in assets (rank 748 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.87%
Rank 102 of 1,683
Net Interest Margin
5.48%
Rank 73 of 1,683
Efficiency Ratio
67.65%
Rank 382 of 1,682
Equity / Assets
27.11%
Rank 72 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.87% | 0.35% | 0.74% | 1.18% | Beats 94% | 102 / 1,683 | |
| Return on Equity | 6.91% | 2.67% | 5.89% | 8.74% | Beats 60% | 671 / 1,681 | |
| Net Interest Margin | 5.48% | 3.31% | 3.82% | 4.32% | Beats 96% | 73 / 1,683 | |
| Efficiency Ratio | 67.65% | 68.91% | 78.20% | 86.93% | Beats 77% | 382 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.56% | 0.26% | 0.65% | 1.29% | Beats 56% | 748 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 27.11% | 10.44% | 12.89% | 16.53% | Beats 96% | 72 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 27.11% | 10.44% | 12.89% | 16.53% | Beats 96% | 72 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 88.24% | 52.61% | 69.38% | 83.50% | 83rd pctl | 278 / 1,683 | |
| Loans / Assets | 64.13% | 44.71% | 59.18% | 70.72% | 61st pctl | 654 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |