PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Central Texas Catholic Credit Union

Austin, TX · Charter 67673

Q2 1995

$4.7MAssets
$3.4MLoans
$4.2MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.48%.
  • Asset quality: problem loans at 1.27% of loans.
  • Funding: loans stand at 79.37% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

2.48%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets1.83%2.11%2.48%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans1.37%0.95%1.27%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans3.17%2.48%2.38%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares57.44%68.97%79.37%n/a
Liquid Assets / Assets17.56%3.75%2.36%n/a