Floridacentral
Tampa, FL · Charter 67668 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 13 branches
Q2 2026
$621.8MAssets
$406.6MLoans
$589.0MShares
$48.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 49% of credit unions under $1B in assets (rank 865 of 1682).
- Widest gap: equity / assets trails 97% of credit unions under $1B in assets (rank 1633 of 1683).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.18%
Rank 1,398 of 1,683
Net Interest Margin
3.27%
Rank 1,291 of 1,683
Efficiency Ratio
87.75%
Rank 1,297 of 1,682
Equity / Assets
7.83%
Rank 1,633 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.18% | 0.35% | 0.74% | 1.18% | Beats 17% | 1,398 / 1,683 | |
| Return on Equity | 2.25% | 2.67% | 5.89% | 8.74% | Beats 22% | 1,315 / 1,681 | |
| Net Interest Margin | 3.27% | 3.31% | 3.82% | 4.32% | Beats 23% | 1,291 / 1,683 | |
| Efficiency Ratio | 87.75% | 68.91% | 78.20% | 86.93% | Beats 23% | 1,297 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.69% | 0.26% | 0.65% | 1.29% | Beats 49% | 865 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.83% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,633 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.83% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,633 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 69.04% | 52.61% | 69.38% | 83.50% | 49th pctl | 851 / 1,683 | |
| Loans / Assets | 65.40% | 44.71% | 59.18% | 70.72% | 63rd pctl | 617 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |