Los Angeles Police

Van Nuys,, CA · Charter 67663

Q2 1995

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2

Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 1995, the quarter ended June 30, 1995, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Van Nuys,, CA · Charter 67663

Q2 1995

$295.5MAssets

$190.3MLoans

$263.5MShares

n/aNet Worth

NIM decomposition not available for credit unions

Non-interest trend not available for credit unions

Return on Assets (YTD, annualized)

5.01%+94 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

Metric	Q2 1994	Q3 1994	Q4 1994	Q1 1995	Q2 1995	YoY Δ	Trend
Earnings
Return on Assets	4.07%	4.23%	4.56%	5.84%	5.01%	+94 bps
Return on Equity	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Interest Margin	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Efficiency Ratio	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Growth
Asset Growth (YoY)	n/a	n/a	n/a	5.80%	3.99%	n/a
Loan Growth (YoY)	n/a	n/a	n/a	4.22%	5.85%	n/a
Share Growth (YoY)	n/a	n/a	n/a	4.72%	2.10%	n/a
Asset Quality
Delinquent Loans / Loans	0.27%	0.26%	0.23%	0.35%	0.52%	+25 bps
Net Charge-Offs / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance / Loans	0.50%	0.50%	0.51%	0.56%	0.59%	+9 bps
Capital
Risk-Based Capital	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Worth / Assets	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Liquidity & Funding
Loans / Shares	69.65%	69.38%	74.22%	71.53%	72.21%	+256 bps
Liquid Assets / Assets	25.58%	26.90%	22.53%	25.77%	25.35%	-23 bps