Members First
Corpus Christi, TX · Charter 67658 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 4 branches
Q2 2026
$183.2MAssets
$68.2MLoans
$137.2MShares
$44.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 89% of credit unions under $1B in assets in TX (rank 27 of 235).
- Widest gap: nonperforming loans / loans trails 71% of credit unions under $1B in assets in TX (rank 168 of 235).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.50%
Rank 36 of 235
Net Interest Margin
3.43%
Rank 165 of 235
Efficiency Ratio
62.79%
Rank 27 of 235
Equity / Assets
24.01%
Rank 30 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.50% | 0.17% | 0.57% | 1.10% | Beats 85% | 36 / 235 | |
| Return on Equity | 6.23% | 1.03% | 4.30% | 7.58% | Beats 65% | 82 / 235 | |
| Net Interest Margin | 3.43% | 3.32% | 3.89% | 4.35% | Beats 30% | 165 / 235 | |
| Efficiency Ratio | 62.79% | 70.60% | 82.00% | 91.57% | Beats 89% | 27 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.04% | 0.20% | 0.59% | 1.14% | Beats 29% | 168 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.01% | 11.30% | 14.41% | 19.49% | Beats 87% | 30 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.01% | 11.30% | 14.41% | 19.49% | Beats 87% | 30 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 49.72% | 54.18% | 67.38% | 81.66% | 18th pctl | 192 / 235 | |
| Loans / Assets | 37.22% | 43.80% | 56.63% | 68.64% | 16th pctl | 197 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |