Intercorp
Amarillo, TX · Charter 67651 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$4.2MAssets
$2.4MLoans
$3.4MShares
$780KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 97% of credit unions under $1B in assets in TX (rank 7 of 235).
- Widest gap: nonperforming loans / loans trails 93% of credit unions under $1B in assets in TX (rank 219 of 235).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.33%
Rank 153 of 235
Net Interest Margin
5.67%
Rank 7 of 235
Efficiency Ratio
90.40%
Rank 170 of 235
Equity / Assets
18.57%
Rank 63 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.33% | 0.17% | 0.57% | 1.10% | Beats 35% | 153 / 235 | | |
| Return on Equity | 1.79% | 1.03% | 4.30% | 7.58% | Beats 32% | 160 / 235 | | |
| Net Interest Margin | 5.67% | 3.32% | 3.89% | 4.35% | Beats 97% | 7 / 235 | | |
| Efficiency Ratio | 90.40% | 70.60% | 82.00% | 91.57% | Beats 28% | 170 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.85% | 0.20% | 0.59% | 1.14% | Beats 7% | 219 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.57% | 11.30% | 14.41% | 19.49% | Beats 73% | 63 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.57% | 11.30% | 14.41% | 19.49% | Beats 73% | 63 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 69.47% | 54.18% | 67.38% | 81.66% | 53rd pctl | 111 / 235 | | |
| Loans / Assets | 55.95% | 43.80% | 56.63% | 68.64% | 49th pctl | 120 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |