Indianapolis, IN · Charter 67648
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.07% | 2.00% | 1.70% | 1.67% | 1.47% | 1.37% | 1.12% | 1.32% | -36 bps | |
| Return on Equity | 17.44% | 16.65% | 14.17% | 13.21% | 11.43% | 10.58% | 8.66% | 9.94% | -326 bps | |
| Net Interest Margin | 4.49% | 4.47% | 4.56% | 4.71% | 4.68% | 4.59% | 4.52% | 4.47% | -23 bps | |
| Efficiency Ratio | 57.48% | 58.12% | 63.01% | 62.92% | 63.29% | 64.46% | 60.02% | 60.40% | -252 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.11% | 1.45% | 5.81% | 4.83% | 5.59% | 3.96% | 2.09% | 5.10% | +27 bps | |
| Loan Growth (YoY) | -0.35% | -5.99% | -14.36% | -11.14% | -8.09% | -5.40% | -2.49% | 3.23% | +1,437 bps | |
| Share Growth (YoY) | -5.38% | -0.06% | 4.80% | 3.56% | 4.63% | 2.77% | 0.74% | 4.23% | +67 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.79% | 2.57% | 1.32% | 1.37% | 1.37% | 1.20% | 0.67% | 0.68% | -69 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.88% | 12.03% | 11.97% | 12.65% | 12.83% | 12.94% | 12.93% | 13.23% | +58 bps | |
| Net Worth / Assets | 11.88% | 12.03% | 11.97% | 12.65% | 12.83% | 12.94% | 12.93% | 13.23% | +58 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 42.28% | 38.96% | 34.68% | 36.80% | 37.14% | 35.86% | 33.57% | 36.44% | -35 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |