Amarillo Postal Employees
Amarillo, TX · Charter 67639 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$19.5MAssets
$7.7MLoans
$16.9MShares
$2.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of credit unions under $1B in assets in TX (rank 44 of 235).
- Widest gap: net interest margin trails 89% of credit unions under $1B in assets in TX (rank 208 of 235).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.06%
Rank 188 of 235
Net Interest Margin
3.04%
Rank 208 of 235
Efficiency Ratio
96.90%
Rank 202 of 235
Equity / Assets
12.75%
Rank 142 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.06% | 0.17% | 0.57% | 1.10% | Beats 20% | 188 / 235 | |
| Return on Equity | 0.48% | 1.03% | 4.30% | 7.58% | Beats 20% | 189 / 235 | |
| Net Interest Margin | 3.04% | 3.32% | 3.89% | 4.35% | Beats 11% | 208 / 235 | |
| Efficiency Ratio | 96.90% | 70.60% | 82.00% | 91.57% | Beats 14% | 202 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.20% | 0.59% | 1.14% | Beats 82% | 44 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.75% | 11.30% | 14.41% | 19.49% | Beats 40% | 142 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.75% | 11.30% | 14.41% | 19.49% | Beats 40% | 142 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 45.65% | 54.18% | 67.38% | 81.66% | 13th pctl | 204 / 235 | |
| Loans / Assets | 39.42% | 43.80% | 56.63% | 68.64% | 19th pctl | 190 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |