PackageTrendsPeer
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Dixie Bell

Fort Worth, TX · Charter 67636

Q4 2000

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q4 2000, the quarter ended December 31, 2000, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Dixie Bell

Fort Worth, TX · Charter 67636

Q4 2000

$5.8MAssets
$4.5MLoans
$4.4MShares
$1.1MNet Worth

Executive Summary

  • Earnings: ROA of 0.54%, down 321 bps year over year; NIM at 4.26%.
  • Asset quality: problem loans at 1.86% of loans (+43 bps YoY).
  • Capital: net worth / assets of 19.83%.
  • Funding: loans stand at 101.01% of shares as of Q4 2000.

Return on Assets (YTD, annualized)

0.54%-321 bps YoY

Net Interest Margin (YTD, annualized)

4.26%

Efficiency Ratio (YTD, annualized)

85.54%

Net Worth / Assets

19.83%
n/a

Year to date, annualized, through each quarter.

MetricQ2 1997Q4 1997Q2 1998Q4 1998Q2 1999Q4 1999Q2 2000Q4 2000YoY ΔTrend
Earnings
Return on Assets3.69%3.87%3.34%3.75%3.42%0.62%0.69%0.54%-321 bps
Return on Equityn/an/an/an/an/an/an/a2.71%n/an/a
Net Interest Marginn/an/an/an/an/a4.45%4.37%4.26%n/a
Efficiency Ration/an/an/an/an/a86.55%83.47%85.54%n/a
Growth
Asset Growth (YoY)8.48%-0.91%17.08%19.00%24.43%18.20%0.98%2.23%-1,677 bps
Loan Growth (YoY)24.48%-4.97%-10.94%-6.43%-0.22%8.87%9.44%24.91%+3,134 bps
Share Growth (YoY)4.77%0.41%20.19%24.74%32.21%21.89%-0.05%-1.72%-2,646 bps
Asset Quality
Delinquent Loans / Loans2.35%1.67%1.87%1.43%1.40%1.68%1.72%1.86%+43 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.28%0.32%0.54%0.43%0.41%0.31%0.36%0.39%-3 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a19.83%n/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a19.83%n/an/a
Liquidity & Funding
Loans / Shares101.29%97.30%78.04%79.48%76.45%86.91%85.46%101.01%+2,153 bps
Liquid Assets / Assets14.11%18.91%31.95%34.16%34.44%17.35%19.40%20.79%-1,338 bps