PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Schlumberger Employees

Sugar Land, TX · Charter 67625

NCUA · 1 branch

Q2 2026

$935.8MAssets
$275.7MLoans
$698.6MShares
$231.4MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.81%, up 18 bps year over year; NIM at 2.67%.
  • Asset quality: problem loans at 0.57% of loans (+30 bps YoY).
  • Capital: net worth / assets of 24.73%, up 98 bps from a year ago.
  • Funding: loans stand at 39.47% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.81%+18 bps YoY

Net Interest Margin (quarter, annualized)

2.67%+20 bps YoY

Efficiency Ratio (quarter, annualized)

41.07%-383 bps YoY

Net Worth / Assets

24.73%+98 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.64%1.70%1.70%1.67%1.81%+18 bps
Return on Equity6.88%6.94%6.83%6.89%7.33%+45 bps
Net Interest Margin2.47%2.53%2.55%2.56%2.67%+20 bps
Efficiency Ratio44.89%44.10%44.13%44.11%41.07%-383 bps
Growth
Asset Growth (YoY)0.54%1.27%1.93%2.71%3.31%+276 bps
Loan Growth (YoY)0.17%-1.67%-3.79%-5.04%1.40%+123 bps
Share Growth (YoY)-1.36%-0.62%-0.14%1.00%1.93%+329 bps
Asset Quality
Delinquent Loans / Loans0.27%0.40%0.76%0.48%0.57%+30 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital23.75%24.44%24.90%24.30%24.73%+98 bps
Net Worth / Assets23.75%24.44%24.90%24.30%24.73%+98 bps
Liquidity & Funding
Loans / Shares39.67%39.93%39.68%36.68%39.47%-20 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps