Chesterfield, MO · Charter 67619
NCUA · 42 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
7
Asset Quality
67
Profitability
53
Liquidity
40
Efficiency
74
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Chesterfield, MO · Charter 67619
NCUA · 42 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.61% | 0.62% | 0.57% | 0.67% | 0.74% | 0.77% | 0.84% | 0.95% | +27 bps | |
| Return on Equity | 7.47% | 7.57% | 7.22% | 8.43% | 8.90% | 9.10% | 9.93% | 10.98% | +255 bps | |
| Net Interest Margin | 2.27% | 2.31% | 2.42% | 2.48% | 2.58% | 2.59% | 2.63% | 2.69% | +21 bps | |
| Efficiency Ratio | 71.02% | 71.04% | 71.94% | 69.76% | 68.59% | 68.27% | 67.46% | 65.88% | -388 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.40% | 8.52% | 8.85% | 10.75% | 6.91% | 7.06% | 5.42% | 4.24% | -650 bps | |
| Loan Growth (YoY) | 9.03% | 6.14% | 7.14% | 6.13% | 5.41% | 5.06% | 2.80% | 2.40% | -373 bps | |
| Share Growth (YoY) | 7.77% | 10.63% | 11.75% | 12.64% | 10.90% | 10.03% | 8.49% | 7.01% | -563 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.47% | 0.47% | 0.39% | 0.47% | 0.45% | 0.52% | 0.46% | 0.54% | +7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.11% | 8.19% | 7.96% | 8.00% | 8.36% | 8.48% | 8.43% | 8.62% | +62 bps | |
| Net Worth / Assets | 8.11% | 8.19% | 7.96% | 8.00% | 8.36% | 8.48% | 8.43% | 8.62% | +62 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 81.52% | 80.02% | 77.85% | 77.52% | 77.48% | 76.40% | 73.77% | 74.18% | -334 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Chesterfield, MO · Charter 67619 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 42 branches
Q2 2026
Return on Assets
0.95%
Rank 160 of 435
Net Interest Margin
2.69%
Rank 379 of 435
Efficiency Ratio
65.88%
Rank 116 of 435
Equity / Assets
8.62%
Rank 405 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.95% | 0.55% | 0.81% | 1.14% | Beats 63% | 160 / 435 | ||
| Return on Equity | 10.98% | 5.12% | 7.41% | 9.70% | Beats 84% | 69 / 435 | ||
| Net Interest Margin | 2.69% | 3.01% | 3.39% | 3.75% | Beats 13% | 379 / 435 | ||
| Efficiency Ratio | 65.88% | 65.25% | 71.39% | 77.86% | Beats 74% | 116 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.54% | 0.45% | 0.69% | 1.05% | Beats 67% | 146 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 8.62% | 9.81% | 10.84% | 12.63% | Beats 7% | 405 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 8.62% | 9.81% | 10.84% | 12.63% | Beats 7% | 405 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 74.18% | 78.33% | 88.38% | 95.61% | 18th pctl | 355 / 435 | ||
| Loans / Assets | 66.15% | 67.69% | 74.58% | 80.80% | 21st pctl | 343 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||