St. Anne's
Fall River, MA · Charter 67605 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
$1.4BAssets
$1.0BLoans
$1.1BShares
$131.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 85% of credit unions $1B-$10B in assets (rank 65 of 435).
- Widest gap: net interest margin trails 89% of credit unions $1B-$10B in assets (rank 389 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.71%
Rank 266 of 435
Net Interest Margin
2.62%
Rank 389 of 435
Efficiency Ratio
72.89%
Rank 238 of 435
Equity / Assets
9.74%
Rank 333 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.55% | 0.81% | 1.14% | Beats 39% | 266 / 435 | |
| Return on Equity | 7.30% | 5.12% | 7.41% | 9.70% | Beats 49% | 224 / 435 | |
| Net Interest Margin | 2.62% | 3.01% | 3.39% | 3.75% | Beats 11% | 389 / 435 | |
| Efficiency Ratio | 72.89% | 65.25% | 71.39% | 77.86% | Beats 46% | 238 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.35% | 0.45% | 0.69% | 1.05% | Beats 85% | 65 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.74% | 9.81% | 10.84% | 12.63% | Beats 23% | 333 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.74% | 9.81% | 10.84% | 12.63% | Beats 23% | 333 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 88.78% | 78.33% | 88.38% | 95.61% | 51st pctl | 211 / 435 | |
| Loans / Assets | 74.20% | 67.69% | 74.58% | 80.80% | 49th pctl | 223 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |