Pampa, TX · Charter 67581
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.38% | 1.62% | 1.75% | 2.29% | 1.43% | +5 bps | |
| Return on Equity | 8.98% | 10.04% | 10.68% | 13.84% | 8.98% | 0 bps | |
| Net Interest Margin | 4.21% | 4.27% | 4.22% | 4.64% | 3.97% | -24 bps | |
| Efficiency Ratio | 62.76% | 62.37% | 61.14% | 59.20% | 66.58% | +381 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.50% | 8.35% | 5.43% | 2.04% | 6.50% | -100 bps | |
| Loan Growth (YoY) | -12.02% | -9.96% | -10.54% | -11.73% | -9.67% | +235 bps | |
| Share Growth (YoY) | 6.64% | 7.54% | 5.00% | 0.39% | 5.69% | -95 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.87% | 0.72% | 0.78% | 0.79% | 1.16% | +29 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.39% | 16.16% | 16.43% | 16.54% | 15.95% | +56 bps | |
| Net Worth / Assets | 15.39% | 16.16% | 16.43% | 16.54% | 15.95% | +56 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 77.80% | 79.64% | 76.29% | 70.48% | 66.49% | -1,131 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |