Corpus Christi, TX · Charter 67578
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.19% | 0.94% | 0.48% | 0.31% | 0.14% | +34 bps | |
| Return on Equity | -0.95% | 4.45% | 2.26% | 1.47% | 0.69% | +164 bps | |
| Net Interest Margin | 4.43% | 4.55% | 4.53% | 4.26% | 4.24% | -19 bps | |
| Efficiency Ratio | 85.09% | 80.78% | 83.64% | 98.94% | 96.41% | +1,132 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.03% | 5.48% | 3.15% | 1.41% | 1.12% | -391 bps | |
| Loan Growth (YoY) | -0.31% | -1.45% | -9.77% | -12.51% | -15.32% | -1,501 bps | |
| Share Growth (YoY) | 6.70% | 5.99% | 3.37% | 1.16% | 0.69% | -600 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 3.63% | 1.85% | 2.68% | 1.09% | 0.00% | -363 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.32% | 1.50% | 1.80% | 1.70% | 1.35% | -97 bps | |
| Capital | |||||||
| Risk-Based Capital | 20.40% | 21.12% | 21.17% | 20.86% | 20.81% | +41 bps | |
| Net Worth / Assets | 20.40% | 21.12% | 21.17% | 20.86% | 20.81% | +41 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 61.88% | 60.69% | 57.64% | 52.55% | 52.04% | -984 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |