Nce
Corpus Christi, TX · Charter 67578 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$5.9MAssets
$2.4MLoans
$4.7MShares
$1.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in TX (rank 19 of 235).
- Widest gap: efficiency ratio trails 86% of credit unions under $1B in assets in TX (rank 203 of 235).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.14%
Rank 183 of 235
Net Interest Margin
4.23%
Rank 66 of 235
Efficiency Ratio
97.01%
Rank 203 of 235
Equity / Assets
20.82%
Rank 49 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.14% | 0.17% | 0.57% | 1.10% | Beats 22% | 183 / 235 | | |
| Return on Equity | 0.65% | 1.03% | 4.30% | 7.58% | Beats 22% | 183 / 235 | | |
| Net Interest Margin | 4.23% | 3.32% | 3.89% | 4.35% | Beats 72% | 66 / 235 | | |
| Efficiency Ratio | 97.01% | 70.60% | 82.00% | 91.57% | Beats 14% | 203 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.20% | 0.59% | 1.14% | Beats 100% | 19 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.82% | 11.30% | 14.41% | 19.49% | Beats 79% | 49 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.82% | 11.30% | 14.41% | 19.49% | Beats 79% | 49 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 52.05% | 54.18% | 67.38% | 81.66% | 22nd pctl | 183 / 235 | | |
| Loans / Assets | 41.04% | 43.80% | 56.63% | 68.64% | 21st pctl | 186 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |