Temple Santa Fe Community
Temple, TX · Charter 67573 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 2 branches
Q2 2026
$24.0MAssets
$13.8MLoans
$21.9MShares
$1.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 62% of credit unions under $1B in assets in TX (rank 90 of 235).
- Widest gap: equity / assets trails 97% of credit unions under $1B in assets in TX (rank 229 of 235).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.24%
Rank 164 of 235
Net Interest Margin
3.75%
Rank 132 of 235
Efficiency Ratio
94.52%
Rank 193 of 235
Equity / Assets
8.10%
Rank 229 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.24% | 0.17% | 0.57% | 1.10% | Beats 30% | 164 / 235 | |
| Return on Equity | 2.99% | 1.03% | 4.30% | 7.58% | Beats 40% | 142 / 235 | |
| Net Interest Margin | 3.75% | 3.32% | 3.89% | 4.35% | Beats 44% | 132 / 235 | |
| Efficiency Ratio | 94.52% | 70.60% | 82.00% | 91.57% | Beats 18% | 193 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.42% | 0.20% | 0.59% | 1.14% | Beats 62% | 90 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.10% | 11.30% | 14.41% | 19.49% | Beats 3% | 229 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.10% | 11.30% | 14.41% | 19.49% | Beats 3% | 229 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 63.01% | 54.18% | 67.38% | 81.66% | 41st pctl | 138 / 235 | |
| Loans / Assets | 57.69% | 43.80% | 56.63% | 68.64% | 51st pctl | 114 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |