Postel Family
Wichita Falls, TX · Charter 67554 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$85.2MAssets
$39.6MLoans
$74.9MShares
$9.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 69% of credit unions under $1B in assets in TX (rank 75 of 235).
- Widest gap: equity / assets trails 77% of credit unions under $1B in assets in TX (rank 181 of 235).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.23%
Rank 166 of 235
Net Interest Margin
3.84%
Rank 124 of 235
Efficiency Ratio
90.81%
Rank 174 of 235
Equity / Assets
11.05%
Rank 181 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.23% | 0.17% | 0.57% | 1.10% | Beats 29% | 166 / 235 | | |
| Return on Equity | 2.10% | 1.03% | 4.30% | 7.58% | Beats 33% | 157 / 235 | | |
| Net Interest Margin | 3.84% | 3.32% | 3.89% | 4.35% | Beats 47% | 124 / 235 | | |
| Efficiency Ratio | 90.81% | 70.60% | 82.00% | 91.57% | Beats 26% | 174 / 235 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.33% | 0.20% | 0.59% | 1.14% | Beats 69% | 75 / 235 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.05% | 11.30% | 14.41% | 19.49% | Beats 23% | 181 / 235 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.05% | 11.30% | 14.41% | 19.49% | Beats 23% | 181 / 235 | | |
| Liquidity & Funding |
| Loans / Deposits | 52.88% | 54.18% | 67.38% | 81.66% | 23rd pctl | 182 / 235 | | |
| Loans / Assets | 46.48% | 43.80% | 56.63% | 68.64% | 29th pctl | 166 / 235 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |