Southwest 66
Odessa, TX · Charter 67550 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 3 branches
Q2 2026
$112.2MAssets
$75.2MLoans
$99.6MShares
$12.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 65% of credit unions under $1B in assets in TX (rank 83 of 235).
- Widest gap: equity / assets trails 76% of credit unions under $1B in assets in TX (rank 179 of 235).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.43%
Rank 141 of 235
Net Interest Margin
4.09%
Rank 83 of 235
Efficiency Ratio
84.85%
Rank 139 of 235
Equity / Assets
11.21%
Rank 179 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.43% | 0.17% | 0.57% | 1.10% | Beats 40% | 141 / 235 | |
| Return on Equity | 3.83% | 1.03% | 4.30% | 7.58% | Beats 46% | 127 / 235 | |
| Net Interest Margin | 4.09% | 3.32% | 3.89% | 4.35% | Beats 65% | 83 / 235 | |
| Efficiency Ratio | 84.85% | 70.60% | 82.00% | 91.57% | Beats 41% | 139 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.57% | 0.20% | 0.59% | 1.14% | Beats 52% | 114 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.21% | 11.30% | 14.41% | 19.49% | Beats 24% | 179 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.21% | 11.30% | 14.41% | 19.49% | Beats 24% | 179 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 75.50% | 54.18% | 67.38% | 81.66% | 66th pctl | 80 / 235 | |
| Loans / Assets | 67.04% | 43.80% | 56.63% | 68.64% | 73rd pctl | 63 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |