Dallas U.P. Employees
Dallas, TX · Charter 67547 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$27.2MAssets
$16.8MLoans
$20.5MShares
$6.6MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 91% of credit unions under $1B in assets in TX (rank 21 of 235).
- Widest gap: nonperforming loans / loans trails 82% of credit unions under $1B in assets in TX (rank 193 of 235).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.69%
Rank 21 of 235
Net Interest Margin
3.88%
Rank 119 of 235
Efficiency Ratio
71.28%
Rank 61 of 235
Equity / Assets
24.32%
Rank 29 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.69% | 0.17% | 0.57% | 1.10% | Beats 91% | 21 / 235 | |
| Return on Equity | 6.94% | 1.03% | 4.30% | 7.58% | Beats 71% | 69 / 235 | |
| Net Interest Margin | 3.88% | 3.32% | 3.89% | 4.35% | Beats 49% | 119 / 235 | |
| Efficiency Ratio | 71.28% | 70.60% | 82.00% | 91.57% | Beats 74% | 61 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.54% | 0.20% | 0.59% | 1.14% | Beats 18% | 193 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.32% | 11.30% | 14.41% | 19.49% | Beats 88% | 29 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.32% | 11.30% | 14.41% | 19.49% | Beats 88% | 29 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 82.19% | 54.18% | 67.38% | 81.66% | 75th pctl | 58 / 235 | |
| Loans / Assets | 61.99% | 43.80% | 56.63% | 68.64% | 63rd pctl | 88 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |