Fort Worth, TX · Charter 67532
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.01% | 0.70% | 1.37% | 1.34% | 1.36% | 1.01% | 1.92% | 1.91% | +57 bps | |
| Return on Equity | 8.12% | 5.65% | 11.15% | 10.60% | 10.64% | 7.99% | 15.17% | 14.62% | +402 bps | |
| Net Interest Margin | 2.47% | 2.27% | 2.80% | 2.85% | 2.87% | 2.52% | 3.29% | 3.32% | +46 bps | |
| Efficiency Ratio | 68.40% | 75.30% | 62.03% | 63.30% | 62.79% | 69.80% | 55.98% | 56.69% | -661 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.00% | 0.87% | 2.75% | 3.19% | 4.34% | 7.11% | 6.05% | 6.94% | +375 bps | |
| Loan Growth (YoY) | 12.33% | 12.07% | 8.82% | 8.35% | 9.03% | 9.24% | 9.06% | 6.72% | -163 bps | |
| Share Growth (YoY) | 0.43% | 0.16% | 2.34% | 2.72% | 3.67% | 6.80% | 5.76% | 7.75% | +502 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.10% | 0.08% | 0.05% | 0.10% | 0.07% | 0.03% | 0.03% | 0.03% | -7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.40% | 12.45% | 12.28% | 12.65% | 12.81% | 12.59% | 12.68% | 13.10% | +44 bps | |
| Net Worth / Assets | 12.40% | 12.45% | 12.28% | 12.65% | 12.81% | 12.59% | 12.68% | 13.10% | +44 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 61.02% | 63.27% | 61.27% | 64.08% | 64.17% | 64.71% | 63.18% | 63.47% | -61 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |