Dallas, TX · Charter 67517
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.02% | 1.12% | 1.19% | 1.45% | 1.60% | +59 bps | |
| Return on Equity | 6.18% | 6.62% | 6.88% | 8.25% | 8.98% | +281 bps | |
| Net Interest Margin | 3.43% | 3.53% | 3.54% | 3.69% | 3.69% | +26 bps | |
| Efficiency Ratio | 73.80% | 71.27% | 70.06% | 64.35% | 64.14% | -966 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.68% | -2.50% | -1.28% | -1.94% | -0.14% | +254 bps | |
| Loan Growth (YoY) | -4.59% | -6.96% | -12.81% | -2.78% | -3.59% | +100 bps | |
| Share Growth (YoY) | -4.57% | -4.32% | -2.73% | -4.39% | -2.32% | +225 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.43% | 0.87% | 0.87% | 0.67% | 0.66% | +24 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.46% | 16.99% | 17.28% | 17.55% | 17.85% | +139 bps | |
| Net Worth / Assets | 16.46% | 16.99% | 17.28% | 17.55% | 17.85% | +139 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 40.25% | 39.00% | 38.29% | 41.76% | 39.73% | -52 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |